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About Us

Our mission is to provide information regarding property and liability insurance when asked and to help place such insurance when it is prudent to do so.

Plapp Insurance Services is independently owned and locally operated to handle your insurance needs.
We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

Plapp Insurance Services was formed in 1988 after Scott Plapp purchased the C. D. Plapp Insurance Agency from his father. For most of its existence, the agency operated from an office in suburban Chicago. In January of 2020, Plapp Insurance moved to Florida’s “Space Coast” (Scott and his wife had moved there, so. . .). Between the Covid pandemic and Florida’s problematic property insurance market, getting the agency established in Florida required a change in direction. Rather than try to put together the stable of insurance companies and brokers that would be needed to be effective in Florida, a decision was made to partner with another agency, one that had experience operating in multiple states, especially Florida and Illinois. Olson Insurance Group was the partner chosen. Olson is a large, 60+-year-old, family-owned agency with 15 offices in 9 states. The affiliation with Olson enhances Plapp’s ability to provide the coverage and policy services needed by the variety of clients served by the agency.

While Scott Plapp has placed insurance coverage for a wide array of businesses over the years, thanks to a couple of shared-use kitchen clients, he has worked with a large number of food-related businesses, including caterers, restaurants, specialty shops, food trucks, and artisanal food and beverage producers. If you operate such a business, or are planning to open one, please consider Plapp Insurance for your property and liability insurance needs.

State Producer Numbers: FL – W625443; IL – 330708; AR – 330708; WI – 330708
Business Entity Numbers: FL – L112771; IL – 10029694

An Independent Advantage

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.