Skip to ContentSkip to Footer
Some Risks Are Thrilling to Take. Some Risks Aren’t Worth Taking.
Insurance is for the Risks in Between.

Our Mission

Our mission is to provide information regarding property and liability insurance when asked and to help place such insurance when it is prudent to do so.

Insurance represents just one of several approaches for managing risk, with its availability and cost-effectiveness varying from state to state. For instance, Illinois is an example of a state where insurance options are generally abundant and reasonably priced.

However, Florida presents a starkly contrasting scenario. The roots of Florida’s current insurance predicament can be traced back to Hurricane Andrew in 1992. Since that catastrophic event, a series of factors, including multiple hurricanes, inadequate responses from state and local authorities, a handful of profit-driven insurance company leaders, and a few unscrupulous contractors and personal injury attorneys, often accompanied by willing clients, did tremendous damage to Florida’s property insurance market. While there are no quick or easy solutions, recent legislation appears to be steering things in a more positive direction.

Unfortunately, the property insurance market faces new challenges nationwide. Property losses are increasing rapidly, due in part to more and more powerful storms and to wildfires, while repair and rebuilding costs are outpacing inflation. And reinsurance (insurance for insurance companies) costs have risen dramatically with coverage terms that are more restrictive. These issues are more complex and less influenced by legislative measures, making them harder to address.


Plapp Insurance Services is an Affiliate of Olson Insurance Group

Instant Online Quotes

Self-Service Option with Online Quote & Purchase
Explore our Self-Service Option for the utmost convenience in obtaining online quote and completing your purchase. Even if you opt to secure coverage online, rest assured that you'll still have access to the expertise of an independent insurance agent, Scott Plapp. He is available to assist you with any questions or concerns regarding your insurance needs.
Thimble Business Insurance
Quick-thinking insurance for fast-moving businesses. Any size. Every Stage.
Next Business Insurance
Dedicated to Small Business. Tailored business insurance. Zero hassle. Big savings.
Coterie Business Insurance
Incorporating speed, simplicity, and service into the insurance experience.
Nationwide Surety Bonds
Get an instant quote from 30+ carriers and download your bond in seconds.
Travel Insurance
Travel Medical, International Health, & Travel Insurance. Global Resources. Local Care.
Boat & Marine
Just Boat Insurance - Our 32nd Year: Bass Boats, Sailboats, Ski Boats, and more.
Neptune Flood Insurance
Waterproof Your Assets With Commercial & Residential Flood Insurance
Tend Home Warranty Insurance
Your home, your way. Repairs and replacement on your time.

Work Directly With An Agent

If you'd prefer a more traditional insurance agent relationship, you can work directly with a licensed agent.

Plapp Insurance Services specializes in business, general liability, and auto insurance.

Insuring all of Florida, including Melbourne, West Melbourne, Viera, Rockledge, Cocoa, Palm Bay, Titusville, and Beachside.


He also emailed me the policies and I was able to e-sign- VERY convenient.

— Erin C.

He gets me what I need when I need, makes good suggestions, etc.

— Dane K.

Have and will continue to recommend people to him and his services

— Kris D.

Outstanding Service!

— Joe S.

Recent News & Updates

Quotes From Multiple Companies Including:

Contact Plapp Insurance Services

Let us customize a solution that is right for you.