Some Risks Are Taken Just for The Thrill. Others Are Avoided Because The Stakes Are Just Too High.
Insurance is for the Risks in Between.
Our Mission
Our mission is to provide businesses with objective information and guidance regarding commercial insurance and risk management, helping clients make informed decisions about the use of insurance as one component of a broader risk management strategy.

Plapp Insurance Services is an Affiliate of Olson Insurance Group
ONLINE INSURANCE QUOTES
Quote and Purchase Insurance Online
Our self-service options allow you to obtain quotes and purchase insurance online, at your convenience. These options can be particularly useful for businesses with relatively straightforward insurance needs. And whether you purchase coverage online or work directly with our office, we're available to answer questions and provide guidance.

Thimble Business Insurance
Short-term, flexible coverage by the hour, day, or month. Ideal for contractors, events, and project-based work.

Ergo Next Business Insurance
Fast, online coverage for small businesses.
Good fit for straightforward risks that don’t need hand-holding.

Coterie Business Insurance
Quick quotes and easy coverage for low-complexity risks. A good fit for many professional and service businesses.

Nationwide Surety Bonds
Quick access to commercial and contract surety bonds. Ideal for license, permit, and other standard bond requirements.

Travel Insurance
Travel and international health insurance plans. Designed for travelers, expats, and those living abroad.

Boat & Marine
Specialized coverage for a wide range of boats and watercraft. A good fit for recreational marine risks.

Neptune Flood Insurance
Private flood insurance for homes and businesses. Higher limits and broader options than standard NFIP coverage.
Work Directly With An Agent
If you'd prefer a more traditional insurance agent relationship, you can work directly with a licensed agent.
Parametric Rain Insurance
Parametric Hurricane Insurance
Commercial Auto
Cyber Insurance
Employment Practices Liability
Commercial Liability Insurance
Commercial Property Insurance
Professional Liability
workers' comp
all business insurance products
Plapp Insurance Services provides business property and liability protection for Florida organizations. We help small and medium-sized businesses manage risk, meet contractual requirements, and protect their assets, operations, and people. Coverage options include general liability, commercial property, business owners policies, cyber liability, professional and management liability, workers compensation, commercial auto, and parametric hurricane protection. We work with Florida admitted and surplus lines carriers and match coverage to the exposures unique to your business and location. Personal insurance in Florida is available only for existing or referred business clients who prefer to keep their coverages with one agency. We serve businesses throughout Florida, including Melbourne, West Melbourne, Viera, Rockledge, Cocoa, Palm Bay, Titusville, and surrounding communities. We also serve Illinois clients with both commercial and personal insurance, supported by established carrier relationships and knowledge of local market conditions.
Insuring all of Florida, including Melbourne, West Melbourne, Viera, Rockledge, Cocoa, Palm Bay, Titusville, and Beachside.
SD
Rated 5 out of 5
Scott is incredible to work with! He responded promptly after reaching out with...
— sergio d.
EC
Rated 5 out of 5
He also emailed me the policies and I was able to e-sign- VERY convenient.
— Erin C.
DK
Rated 5 out of 5
He gets me what I need when I need, makes good suggestions, etc.
— Dane K.
KD
Rated 5 out of 5
Have and will continue to recommend people to him and his services
— Kris D.
JS
Outstanding Service!
— Joe S.
Recent News & Updates

Fire Safety Month: Protecting Your Business Property and Employees
October 19, 2026
Fire Prevention Week and the surrounding month in October aren’t just for homeowners. Business owners have their own set of fire risks to manage, from…

Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?
October 4, 2026
Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online….

Don’t Wait Until You Need the Policy
September 25, 2026
If you’re thinking about starting a business, talk to an insurance professional before you’re ready to buy insurance. Better yet, start thinking about risk before…
Contact Plapp Insurance Services
Let us customize a solution that is right for you.
