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Some Risks Are Thrilling to Take. Some Risks Aren’t Worth Taking.
Insurance is for the Risks in Between.

Our Mission

Our mission is to provide information regarding property and liability insurance when asked and to help place such insurance when it is prudent to do so.

Insurance is just one of several methods of dealing with risk. In many states, insurance is, generally, cost-effective and readily available from numerous providers. Illinois is a good example.

Florida is not a good example. The origin of Florida’s present insurance situation can be traced to 1992 and Hurricane Andrew. Since then, feckless state and local government representatives and officials, some greedy insurance company executives, and some greedy if not unscrupulous contractors and personal injury attorneys (and their willing clients), have left the Florida insurance market in shambles.

And it’s not just property insurance that’s a problem. Most forms of insurance have been affected in one way or another.

There are no quick fixes. The insurance situation in Florida is going to be a bumpy road for the foreseeable future.


Plapp Insurance Services is an Affiliate of Olson Insurance Group

DIY Instant Online Quotes

Self-Service Option with Online Quote & Purchase
Our DIY option gives you the convenience of online quote and purchase. And, along with the buy direct price, you’ll have access to an experienced independent insurance agent (Scott Plapp) should you have any questions concerning your insurance needs.
Thimble Business Insurance
Quick-thinking insurance for fast-moving businesses. Any size. Every Stage.
Next Business Insurance
Dedicated to Small Business. Tailored business insurance. Zero hassle. Big savings.
Coterie Business Insurance
Incorporating speed, simplicity, and service into the insurance experience.
Nationwide Surety Bonds
Get an instant quote from 30+ carriers and download your bond in seconds.
Travel Insurance
Travel Medical, International Health, & Travel Insurance. Global Resources. Local Care.
Boat & Marine
Just Boat Insurance - Our 32nd Year: Bass Boats, Sailboats, Ski Boats, and more.
Neptune Flood Insurance
Waterproof Your Assets With Commercial & Residential Flood Insurance
Tend Home Warranty Insurance
Your home, your way. Repairs and replacement on your time.

Work Directly With An Agent

If you'd prefer a more traditional insurance agent relationship, you can work directly with a licensed agent.

Plapp Insurance Services specializes in business, general liability, and auto insurance.

Insuring all of FL, including Melbourne, Melbourne, West Melbourne, and all of the Space Coast.


He also emailed me the policies and I was able to e-sign- VERY convenient.

— Erin C.

He gets me what I need when I need, makes good suggestions, etc.

— Dane K.

Have and will continue to recommend people to him and his services

— Kris D.

Outstanding Service!

— Joe S.

Recent News & Updates

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Contact Plapp Insurance Services

Let us customize a solution that is right for you.