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The State of the Insurance Market

Insurance markets are constantly changing. Weather and catastrophe losses, litigation trends, rebuilding costs, reinsurance, insurer competition and other factors can affect both the cost and availability of coverage. The effects of those changes can vary considerably by type of insurance and by location.

The State of the Insurance Market provides periodic updates on conditions in Florida and across the United States, with an emphasis on developments that may matter to insurance buyers. Each report looks at where the market stands, what appears to be changing, and what those changes may mean for businesses and property owners.

New reports are published seasonally as market conditions evolve. Check back periodically for the latest update.

2026

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Customer Reviews
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Been working with Scott for almost 8 years now. Has always been incredibly...

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Scott is incredible to work with! He responded promptly after reaching out with...

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He also emailed me the policies and I was able to e-sign- VERY convenient.

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He gets me what I need when I need, makes good suggestions, etc.

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Have and will continue to recommend people to him and his services

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