Whether you rent or own your home, you need a way to protect yourself in the event of a disaster. You need to protect your dwelling, your belongings and your guests. You also need protection for yourself in case something you do causes harm to another person. The right renters insurance or homeowners policy from Plapp Insurance Services can help get you back on your feet in the event of a fire in your home or liability lawsuit against you personally.
Many Chicagoans rent homes. You may rent an apartment in Chicago proper or a modest house in the suburbs. Chances are your landlord or property management company requires you to carry a minimum renters insurance policy. Although your landlord is responsible for regular repairs and upkeep on your rented home, you are responsible for damage done to the home beyond regular wear-and-tear. Additionally, if a fire or other disaster destroyed furniture, electronics, clothing and other belongings in your rented home, a rental insurance policy may pay to help you replace the lost items.
If you own your Chicago home, you need a homeowners policy. Basic homeowners insurance comes with
Many of our customers also choose to carry additional coverage. Some of our most popular extended coverage options include
Condo insurance from Plapp Insurance Services comes with many of the same features as standard homeowners insurance. The difference between insuring a house and insuring a condo is that condo insurance does not cover the entire building in which the condo is located. Instead, condo insurance covers most everything from the drywall in, with the possible exemption of certain types of flooring. Call Plapp Insurance Services today to learn more.
We can find discounts on homeowner, renter, & condo insurance you may not find on your own. Give us a call or send us a message today.
Your current insurance may not cover you fully in the event of a catastrophic loss. Learn more.
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scott [at] plappinsurance [dot] com
Forest Park office7310 Madison St