Producing films, videos, commercials, live events, or other entertainment projects comes with a unique set of risks that most businesses do not face. Equipment is constantly transported between locations, productions often take place at temporary venues, schedules are tight, and multiple vendors, contractors, and crew members are typically involved. A single accident, equipment loss, or contractual issue can quickly become a costly problem.
Plapp Insurance Services can help arrange insurance solutions for a wide range of entertainment and media-related projects through specialized entertainment insurance markets.
Productions & Projects We Can Help Cover
Coverage may be available for:
- Independent films
- Commercial and advertising shoots
- Documentaries
- Music videos
- Corporate video productions
- Television and streaming productions
- Short films and student productions
- Festivals and live events
- Theatrical productions
- Content creators and production companies
Entertainment insurance policies can often be customized for:
- Single projects
- Short-term production schedules
- Ongoing annual operations
Available Coverage Options
General Liability & Excess Liability Insurance
Helps protect against claims involving bodily injury, property damage, and many of the everyday liability exposures that can arise during filming, rehearsals, productions, and live events.
Production Property & Equipment Coverage (Inland Marine)
Protection for cameras, lighting, sound equipment, props, sets, wardrobes, computers, editing equipment, and other production-related property, whether owned or rented.
Non-Owned & Hired Auto Liability
Coverage that may apply when rented vehicles or personal vehicles are used for production-related business activities.
Workers’ Compensation Insurance
Coverage for injuries involving cast members, crew, technicians, production staff, and other workers where required.
Common Risks in the Entertainment Industry
Entertainment productions often face exposures that standard business insurance policies may not adequately cover. Common risks include:
- Damage to rented equipment
- Injuries at filming locations or live events
- Damage to locations being used for filming
- Contractual insurance requirements from venues or municipalities
- Transportation losses involving production equipment
Many productions also require certificates of insurance on short notice. Additional insured wording, waiver of subrogation requirements, and venue-specific insurance requests are all common within the entertainment industry.
Coverage Tailored to Your Production
Coverage options can vary depending on factors such as:
- Type of production
- Budget size
- Filming locations
- Use of drones or special effects
- Number of crew members
- Production duration and scope
Whether you’re producing a short independent film, organizing a live event, or managing ongoing productions, specialized entertainment insurance can help protect the people, equipment, and financial investment involved in completing your project successfully.
