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Insurance Blog​

ChatGPT Image Jul 17, 2026, 11_24_06 AM
Buying Commercial Insurance? Don’t Compare Premium Alone
July 17, 2026
When shopping for commercial insurance, it’s natural to focus on the premium. After all, it’s the number that’s easiest to compare. But the premium is…
reputationrisk
Reputation Damage: The Loss No Business Wants to Face
June 26, 2026
Your business owns something extremely valuable that probably isn’t listed anywhere on your balance sheet: Your reputation. And unlike a damaged building or broken equipment,…
Comparison of Parametric Insurance and Traditional Insurance Approaches
Parametric Insurance: When Triggers Trump Tape (the red kind) and Tedium.
June 18, 2026
Insurance works best when people understand what it is designed to do and, just as importantly, what it is not designed to do. Most insurance…
ChatGPT Image May 12, 2026, 11_37_45 AM
Insurance and Human Nature: Why Logic Often Loses
June 11, 2026
People do not make insurance decisions logically. They make them emotionally. That may not sound obvious, but it explains why so many individuals and businesses…
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Workers’ Comp Isn’t the Whole Story After a Crash
June 2, 2026
When an employee is injured in a vehicle accident while working, many business owners assume workers’ compensation will handle everything. It certainly plays a role,…
Business Property Insurance Options and Deductible Selection
Deductible Dilemmas: Striking the Right Balance for Business Insurance
May 25, 2026
When considering your business insurance deductible, it’s common to focus on minimizing your immediate out-of-pocket costs if you ever need to file a claim. Wwe…
Unseen Insurance Risks Encountered by Businesses
Understanding Abstract Risks in Business Insurance Planning
May 18, 2026
Business owners often focus on insuring the things they can see, touch, and count, but sometimes overlook the larger, more abstract risks that could truly…
ChatGPT Image waiver of subro
Waiver of Subrogation and Primary/Noncontributory: What Those Contract Clauses Really Do
May 9, 2026
If you’re signing contracts as part of your business, you’ve probably agreed to provide “waiver of subrogation” and “primary and noncontributory” coverage more times than…
Items Commonly Covered by Inland Marine Insurance Including Jewelry, Artwork, Collectibles, Bicycles, Skis, and Business Equipment
The Coverage Gap You’re Probably Ignoring: Insuring High Value, Mobile, and Hard to Replace Property
May 1, 2026
Most people hear “inland marine” and think it has something to do with boats. It doesn’t. In practice, inland marine coverage is where a lot…
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When Someone Else’s Loss Becomes Yours: Understanding Contingent Business Interruption Insurance
April 24, 2026
Most business owners understand business interruption insurance. If a fire or storm damages their building, the policy can help replace lost income and cover ongoing…
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Been working with Scott for almost 8 years now. Has always been incredibly...

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