Workers Comp

Workers Compensation Insurance

Most employers need to carry workers compensation coverage. This coverage protects employers from many liability issues related to on-the-job injury and also protects workers. Plapp Insurance Services works with a wide range of small and medium-sized businesses to provide viable workers compensation solutions and risk management.

Workers Compensation or Self Insurance

Although the state does allow some private employers to provide self insurance instead of workers compensation, this option may not always be in your best interest. If you have questions about your liability as an employer or how best to meet state requirements, contact Plapp Insurance Services. We’ll help you understand your responsibilities as set out by the state government as well as how you can best protect your company as well as your employees.

Custom Workers Comp Policies

Because no two businesses are exactly the same, Plapp Insurance Services carefully customizes workers compensation packages for each commercial customer. We understand that a mom-and-pop bakery has different insurance needs than a gourmet-food manufacturer. We also know that a small retail store has different risks than a web-based business. In order to best help you find the right policy for your organization, we’ll begin with a thorough risk assessment. Then we’ll identify the products that best suit your corporate needs.

Plapp Insurance Services offers a full range of workers compensation options as well as safety education materials. Your workers compensation package may include

• Physician consulting services
• Legal staff
• Contracts with medical network providers
• Innovative payment options
• Medical disability case managers
• Utilization management
• Certified life-care planning nurses
• Vocational rehabilitation consults
• Managed prescription drug programs

With the right workers compensation package, you can help both your company and your employees. Contact Plapp Insurance Services today for your free consultation.